Luck is what happens when opportunity meets preparation.
Is This You?
You’ve either graduated from college or will be soon, and you realize something with a sinking feeling:
How am I going to deal with money? With getting and keeping a good career?
There are millions of us who don’t know where to start getting that high-pay work when wages are stagnating and investing seems like a fantasy denied to us. Don’t even get me started on doing this in 2020. Where do you even start? How do you get these companies interested in you? What should you be doing???
It’s a lot to get yourself set up for success financially. To help, I started this blog to tell you how I managed to do it.
Have Your Guac and Eat It, Too
Hi. Call me Darcy. I was in your shoes after graduating in 2016 without any impressive work experiences, college degrees, or industry connections. I didn’t even have a job lined up before my graduation ceremony, unless you count the sporadic waitressing I did. The work I did find was as an office temp for a real estate firm, which left me with zero room for company growth.
Fact was, the prospect of failing at adult life was terrifying. I call that time my Year of Fear. And yes, that fear only lasted for that time. What changed was stopping being so afraid about money as I started thinking of it as a tool needed for survival. After taking a deep dive into online personal finance resources, there were two goals that kept popping up: spend less, or earn more.
I decided to do both, putting in the work to make both happen. And happen it did.
By the end of 2016 I had ended up saving $9,000 from my office and waitressing gigs. Better yet, I got a big enough raise going perm at the temp job to decide I didn’t need to waitress anymore.
In 2017 I hit a $30,000 net worth. In 2018 I got a new job for higher pay ($60,000). In 2019 I switched jobs again for a ~$90,000 salary, WHILE ALSO celebrating reaching my first six figures of wealth ($100,000). I was over the moon! Even better was realizing what that means: I’ll be guaranteed to become a millionaire years before the traditional retirement age*.
But Not Many Know How to Do This
There are so many people I’ve graduated with that are STILL struggling to get by. They’re more talented, are better at networking, and much more disciplined, but they haven’t reached the heights I have. The only difference was getting a financial education, since it’s (in my opinion) the most neglected subject. When two-thirds of America can’t answer the most basic financial questions, you know you’re in trouble if you want to get ahead.
That’s where I come in. I figured out how to earn triple the earning power of my first job in just over three years’ time and 10x’d the amount of money I had in that time frame as well. I was lucky as hell to have gotten this far, thanks to being prepared and making my own opportunity. Without doing either I’d likely still be at that same receptionist job, dreaming of where I am now.
If this is your dream too, let’s dig yourself out of your own worries over your finances.
Consider this your shovel.
Let’s get rolling.
Relevant Links:
I’m 25 Years Old, and Will Be a Millionaire By the Time I’m 60.
Tax Deductions, My Salary, and Pulling My Pants Down for the World to See
The Least Disciplined of All
*Or as guaranteed as anything can be!